Apply for a Student Credit Card Online

Student Credit Cards

A student credit card allows students with no credit history to acquire a credit card. The best part is that many of the credit cards available to students come with additional benefits. These may include 0% APR introductory rates as well as rewards programs such as air miles, cash back and special student rewards opportunities.

 

How to find the Best Student Credit Card Offer?

Go to the "terms and conditions" section of the credit card application of your choice and look at the following basic information:

 

What is the best way for students to use a credit card?  Don't plan on using the card to supplement your student loans because the ongoing interest APR is higher than most student loans. Be sure to pay the full balance each month so that you do not accumulate more and more debt. In this way your student credit card will provide you with an easy method of making payments and as well as an opportunity to build up your credit status over time.

 

 

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Credit Creator

Discover® Mix Tape Student Card

  • Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Introductory Rate

Set-Up Fee

Annual APR

Annual Fee

Credit Needed

0% APR on Purchases

Free

as low as 13.99%

$0

Average

Balance Transfers: YES

Issuer: Discover

Rating: None


credit card image

Credit Creator

Discover® Student Card

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Introductory Rate

Set-Up Fee

Annual APR

Annual Fee

Credit Needed

0% APR for 6 Months*

Free

as low as 13.99%

$0

Good to Excellent

Balance Transfers: YES

Issuer: Discover

Rating: None


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Credit Creator

Discover® Student Card - Clear

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Introductory Rate

Set-Up Fee

Annual APR

Annual Fee

Credit Needed

0% APR for 6 Months*

Free

as low as 13.99%

$0

Average

Balance Transfers: YES

Issuer: Discover

Rating: None


credit card image

Credit Creator

Discover® Student Card - Monogram Collection

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Introductory Rate

Set-Up Fee

Annual APR

Annual Fee

Credit Needed

0% APR for 6 Months

Free

as low as 13.99%

$0

Average

Balance Transfers: YES

Issuer: Discover

Rating: None


credit card image

Credit Creator

Discover® Open Road Card for Students

  • Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
  • Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
  • Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
  • Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.

Introductory Rate

Set-Up Fee

Annual APR

Annual Fee

Credit Needed

0% APR for 6 Months*

Free

as low as 13.99%

$0

Average

Balance Transfers: YES

Issuer: Discover

Rating: None


credit card image

Credit Creator

Discover® Student Card - Tropical Beach

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Introductory Rate

Set-Up Fee

Annual APR

Annual Fee

Credit Needed

0% APR for 6 Months*

Free

as low as 13.99%

$0

Average

Balance Transfers: YES

Issuer: Discover

Rating: None