Apply for a Student Credit Card Online
Student Credit Cards
A student credit card allows students with no credit history to acquire a credit card. The best part is that many of the credit cards available to students come with additional benefits. These may include 0% APR introductory rates as well as rewards programs such as air miles, cash back and special student rewards opportunities.
How to find the Best Student Credit Card Offer?
Go to the "terms and conditions" section of the credit card application of your choice and look at the following basic information:
- Find out when the introductory APR expires.
- Look for a card with the lowest ongoing APR interest rates.
- Look for a rewards program that will be most helpful to you.
- What are the yearly fees?
What is the best way for students to use a credit card? Don't plan on using the card to supplement your student loans because the ongoing interest APR is higher than most student loans. Be sure to pay the full balance each month so that you do not accumulate more and more debt. In this way your student credit card will provide you with an easy method of making payments and as well as an opportunity to build up your credit status over time.
| Capital One® No Hassle Cash(SM) Rewards for Students |
- Start Building Your Credit Today And Earn Cash, Simple And Fast
- 25% Annual Bonus on the Cash Earned During the Year And 1% Cash Back on All Purchases
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 0% Intro APR on Purchases Until June 2009
- $0 Fraud Liability for Unauthorized Use If Your Card Is Lost or Stolen
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases until June 2009 |
Free
| 16.90% | $29 |
Limited
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
 |
|
| Capital One® Standard Platinum for Students |
- Get Credit That Fits Your Needs And A Card That Fits Your Lifestyle, And Save with No Annual Fee
- 0% Intro APR - Pay No Interest on Purchases Until June 2009
- Express Yourself - Upload an Image of Your Own Onto Your Card Once It Arrives
- A Manageable Credit Line to Help Control Your Finances
- Fraud Protection - $0 Fraud Liability if Your Card Is Lost or Stolen
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases until June 2009 |
Free
| 19.80% | $0 |
Limited
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
 |
|
| Discover® Student Card |
- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Interest* for 6 Months |
Free
| 14.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® Student Card - Clear |
- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Interest* for 6 Months |
Free
| 14.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® Student Card - Monogram Collection |
- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Interest* for 6 Months |
Free
| 14.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® Student Card - Tropical Beach |
- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Interest* for 6 Months |
Free
| 14.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
| Discover® Open Road(SM) Card for Students |
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Interest* for 6 Months |
Free
| 14.99% | $0 |
Average
| Balance Transfers:
N/A
| Issuer: Discover | Rating:
|
|
