Apply for a Rewards Credit Card Online
Rewards Credit Cards
A rewards credit card offers rewards whenever you make a purchase on your credit card. There are a wide range of rewards such as air miles, cash back, gas, home improvement, brand name retail stores, automobile, financial, hotel/travel, sports and charity rewards. In addition, there are points rewards credit cards which allow more flexibility in how you redeem your rewards. Rewards are accumulated the more you use your rewards credit card. The offers of each card vary greatly and some purchases are rewarded at a higher rate than other purchases.
What is the best rewards credit card for you?
- Look to see which type of rewards would be most helpful to you.
- Is there a time limit for reaping the rewards?
- Compare rewards credit cards for which type of purchases are rewarded at the highest rate.
- If you are not going to faithfully pay off your balance at the end of each month take note of the ongoing interest APR you will be required to pay.
- What are the annual fees?
These details can be found by going to the "terms and conditions" section of the online rewards credit card application of your choice. CreditCreator.com offers the best rewards credit cards in all rewards categories. Please go to the rewards category that best suits your needs.
Airline Air Miles Rewards Credit Cards
Cash Back Rewards Credit Cards
Rewards Points Credit Cards
Best Hotel/Travel Rewards Credit Cards
Best Home Improvement Credit Cards
Name Brand Retail Rewards Credit Cards
Automobile Rewards Credit Cards
Best Gas Rewards Credit Cards
Financial Rewards Credit Cards
Sports Rewards Credit Cards
Charity Rewards Credit Cards
| Blue from American Express® |
- 0% APR on Purchases for Up to 12 Months
- No Annual Fee
- Low Balance Transfer APR 2.99% for 12 Months
- Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
- Membership Rewards Express® Program
- Express Approval. Get a Decision in Less Than 60 Seconds.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for Up to 12 Months |
Free
| As low as 10.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
 |
|
| Blue Cash® from American Express |
- Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
- No Annual Fee
- 0% APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 2.99% for 12 Months
- Express Approval. Get a Decision in Less Than 60 Seconds.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for Up to 12 Months |
Free
| As low as 11.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
|
|
| Capital One® No Hassle Points(SM) Rewards - Excellent Credit |
- Earn 2 Points Per Dollar Spent at Gas Stations, Major Grocery and Drug Stores
- 1 Point for Every Dollar Spent on Other Purchases
- Save With a 0% Intro APR on Purchases Until January 2010
- There is No Limit to the Points You Can Earn and Your Points Won't Expire
- No Annual Fee
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases Until January 2010 |
Free
| 9.90% | $0 |
Excellent
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
| Discover® Motiva(SM) Card |
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Free Payment by Phone or Online Even on Your Payment Due Date
- Choose a Payment Due Date That Meets Your Needs
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 3.99% Intro APR* |
Free
| 10.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| IberiaBank Visa® Gold Cash Back Rewards Card |
- Earn 1% in Cash Back Credit on All Qualifying Purchases
- No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
- Travel Accident Coverage Up to $500,000
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 6 Months |
Free
| As low as 8.00%* | $0 |
Good
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
|
|
| Blue Sky from American Express® |
- 0% Intro APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 2.99% for 12 Months
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for Up to 12 Months |
Free
| As low as 11.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
 |
|
| Capital One® No Hassle Miles(SM) Rewards For Travel & Gas |
- More Miles - Earn 3 Miles Per Dollar Spent on Travel and Gas Purchases
- Earn 1 Mile Per Dollar For All Other Purchases
- No Annual Fee
- Unrestricted Travel - Fly Any Airline, Anytime, Anywhere, With No Blackout Dates and No Seat Restrictions
- No Expiration Date - Rewards Don't Expire For the Life of Your Account
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases Until January 2010 |
Free
| 9.90% | $0 |
Excellent
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
| IberiaBank Visa® Platinum Rewards Card |
- Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
- Turn Your Points Into Hotel, Gift, or Experiential Rewards
- Travel Accident Coverage Up to $1,000,000
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 6 Months |
Free
| As low as 8.00%* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
|
|
| Capital One® No Hassle Cash(SM) Rewards - Good Credit |
- Get 2% Cash Back on Purchases at Gas Stations and Major Grocery Stores and 1% Cash Back on All Other Purchases
- There's No Limit to the Cash Back You Can Earn and Your Cash Rewards Won't Expire
- Save with a 0% Intro APR on Purchases Until January 2010
- You Can Ask For Your Cash Back Whenever You Want or Set Up Automatic Redemptions So You Won't Have to Ask
- No Annual Fee
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases Until January 2010 |
Free
| 13.90% | $0 |
Good
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
 |
|
| Capital One® Orbitz® Visa® Signature |
- Earn Rewards Fast with The Orbitz Visa® Card Powered By Capital One®
- There's No Limit to the Points You Can Earn and Your Points Won't Expire
- Earn More Than Other Travel Cards With 3 Times the Rewards on Eligible Orbitz.com Bookings
- Earn Points for Everyday Purchases
- Redeem for Travel, Cash Back, and Gift Cards
- *See Capital One® Important Disclosure for More Information.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 13.90% | $0 |
Excellent
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
| Discover® More(SM) Card |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card - Wildlife Collection |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card - Clear |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Miles by Discover® Card |
- Double Miles on Grocery Store Purchases in November and December*
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
- 1 Mile for Every $1 on All Your Other Purchases
- Unlimited Miles That Never Expire*
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 70 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card- American Flag |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® Open Road(SM) Card |
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 CBB Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card - Sealife Collection |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card - Monogram |
- Earn More Cash in More Ways Than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards With More than 80 Cashback Bonus® Partners*
- 0% Intro APR*
- Choose Your Personalized Design
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| American DreamCard™ Platinum MasterCard® |
- American DreamCard™ - The First and Only "POOLED REWARDS™" Credit Card
- You Don't Need to be a Big Spender to Win Big with This Credit Card
- The American DreamCard&8482; is the Credit Card Program that Can Make People Rich!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Every $1 in Net Retail Purchases = 1 Entry to Win (Up to 1,000 Entries Per Purchase)
- No Annual Fee*
- Get 1,000 Entries Just for Applying!
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 14.99% | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: HSBC Bank Nevada, N.A. | Rating:
|
|
| Starwood Preferred Guest® Credit Card from American Express |
- Earn Up to 25,000 Starpoints® Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
- Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
- No Annual Fee for the First Year and $45 Thereafter
- Transfer Starpoints® Almost Always on a 1:1 Basis to the Frequent Flyer Programs of Over 30 Major Airlines
- Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
- Express Approval. Get a Decision in Less Than 60 Seconds
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 2.9% APR for 6 Months |
Free
| 13.99% | $45 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: American Express | Rating:
 |
|
| TrueEarnings® Card from Costco and American Express |
- Earn Cash Back On Gas and a $25 Statement Credit With Your First Purchase Made With the Card!
- Earn Cash Back Virtually Everywhere You Go - 3% for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else, Including Costco
- No Annual Fee With Your Paid Costco Membership
- The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
- No Limit on the Cash Back Earned
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 3 Months |
Free
| 13.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
|
|
| Capital One® No Hassle Cash(SM) Rewards |
- Get a 25% Annual Bonus on the Cash You Earn During the Year
- 1% Cash Back on Every Purchase
- Buy What You've Been Dreaming of and Pay No Interest Until June 2009
- There's No Limit to the Cash Back You Earn and Your Rewards Won't Expire
- Redeem Cash Whenever You Want
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases until June 2009 |
Free
| 16.90% | $29 |
Average
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
| Capital One® No Hassle Points(SM) Rewards |
- 5 Points Per Dollar Spent at Gas Stations, Major Grocery and Drug Stores
- 1 Point For Every Dollar Spent On Other Purchases
- There Is No Limit to the Points You Can Earn and Your Points Won't Expire for the Life of Your Account
- Buy What You've Been Dreaming of and Pay No Interest Until June 2009
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases until June 2009 |
Free
| 16.90% | $29 |
Average
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
| Capital One® Orbitz® Visa® Platinum - Good Credit |
- Earn Rewards Fast wtih The Orbitz Visa® Card Powered By Capital One®
- There's No Limit to the Points You Can Earn and Your Points Won't Expire
- Earn More Than Other Travel Cards with 3 Times the Rewards on Eligible Orbitz.com Bookings
- Redeem for Travel, Cash Back, and Gift Cards
- *See Capital One® Important Disclosure for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 16.90% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
| Capital One® Orbitz® Visa® Platinum |
- Earn Rewards Fast With The Orbitz Visa® Card Powered By Capital One®
- There's No Limit to the Points You Can Earn and Your Points Won't Expire
- Earn More Than Other Travel Cards with 3 Times the Rewards on Eligible Orbitz.com Bookings
- Redeem for Travel, Cash Back, and Gift Cards
- *See Capital One® Important Disclosure for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR on Purchases Until June 2009 |
Free
| 22.90% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
