Apply for a Rewards Credit Card Online
Rewards Credit Cards
A rewards credit card offers rewards whenever you make a purchase on your credit card. There are a wide range of rewards such as air miles, cash back, gas, home improvement, brand name retail stores, automobile, financial, hotel/travel, sports and charity rewards. In addition, there are points rewards credit cards which allow more flexibility in how you redeem your rewards. Rewards are accumulated the more you use your rewards credit card. The offers of each card vary greatly and some purchases are rewarded at a higher rate than other purchases.
What is the best rewards credit card for you?
- Look to see which type of rewards would be most helpful to you.
- Is there a time limit for reaping the rewards?
- Compare rewards credit cards for which type of purchases are rewarded at the highest rate.
- If you are not going to faithfully pay off your balance at the end of each month take note of the ongoing interest APR you will be required to pay.
- What are the annual fees?
These details can be found by going to the "terms and conditions" section of the online rewards credit card application of your choice. CreditCreator.com offers the best rewards credit cards in all rewards categories. Please go to the rewards category that best suits your needs.
Airline Air Miles Rewards Credit Cards
Cash Back Rewards Credit Cards
Rewards Points Credit Cards
Best Hotel/Travel Rewards Credit Cards
Best Home Improvement Credit Cards
Name Brand Retail Rewards Credit Cards
Automobile Rewards Credit Cards
Best Gas Rewards Credit Cards
Financial Rewards Credit Cards
Sports Rewards Credit Cards
Charity Rewards Credit Cards
| Discover® Motiva(SM) Card |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Free Payment by Phone or Online Even on Your Payment Due Date
- Choose a Payment Due Date That Meets Your Needs
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 3.99% Intro APR* |
Free
| as low as 11.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
| IberiaBank Visa® Gold Cash Back Rewards Card |
- Earn 1% in Cash Back Credits on All Qualifying Purchases
- No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
- Travel Accident Coverage Up to $500,000
- No Annual Membership Fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 Day Grace Period
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| As low as 9.75%* | $0 |
Good
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
|
|
| Escape by Discover® Card |
- 25,000 Bonus Miles* - 1,000 Miles Each Month You Make a Purchase the First 25 Months
- Unlimited Double Miles on All Purchases
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- 2 Additional Miles for Every $1 You Spend Through ShopDiscover, Our Exclusive Online Shopping Site
- Enhanced Travel Benefits
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 90 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
- $60 Annual Fee
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| as low as 11.99% | $60 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
| IberiaBank Visa® Platinum Rewards Card |
- Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
- Turn Your Points Into Hotel, Gift, or Experience Rewards
- Travel Accident Coverage Up to $1,000,000
- No Annual Membership Fee
- Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- 25 Day Grace Period
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| As low as 9.75%* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
|
|
| Discover® More(SM) Card |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR |
Free
| As low as 11.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
| Discover® More(SM) Card - Wildlife Collection |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR |
Free
| as low as 11.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card - Clear |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR |
Free
| as low as 11.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Miles by Discover® Card |
- 12,000 Bonus Miles* - 1,000 Miles Each Month You Make a Purchase for the First 12 Months
- Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- 1 Mile for Every $1 on All Your Other Purchases
- Unlimited Miles That Never Expire*
- No Annual Fee
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 90 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| as low as 11.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card- American Flag |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR |
Free
| as low as 11.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card - Sealife Collection |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR |
Free
| as low as 11.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card - Monogram |
- Earn More Cash in More Ways Than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards With More than 80 Cashback Bonus® Partners*
- 0% Intro APR*
- Choose Your Personalized Design
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR |
Free
| as low as 11.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Biodegradable Discover® More Card |
- Help Protect the Planet with the New Biodegradable Discover Card
- Card Plastic Breaks Down 99% Within Five Years in Landfill Conditions
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR |
Free
| as low as 11.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| American DreamCard™ Platinum MasterCard® |
- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 14.99% or 21.99% V | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: HSBC Bank Nevada, N.A. | Rating:
|
|
| Starwood Preferred Guest® Credit Card from American Express |
- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 2.9% APR for 6 Months |
Free
| 15.24% | $45 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: American Express | Rating:
 |
|
| TrueEarnings® Card from Costco and American Express |
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 6 Months |
Free
| 15.24% | $0 |
Average
| Balance Transfers:
N/A
| Issuer: American Express | Rating:
|
|
