Apply for a Rewards Credit Card Online
Rewards Credit Cards
A rewards credit card offers rewards whenever you make a purchase on your credit card. There are a wide range of rewards such as air miles, cash back, gas, home improvement, brand name retail stores, automobile, financial, hotel/travel, sports and charity rewards. In addition, there are points rewards credit cards which allow more flexibility in how you redeem your rewards. Rewards are accumulated the more you use your rewards credit card. The offers of each card vary greatly and some purchases are rewarded at a higher rate than other purchases.
What is the best rewards credit card for you?
- Look to see which type of rewards would be most helpful to you.
- Is there a time limit for reaping the rewards?
- Compare rewards credit cards for which type of purchases are rewarded at the highest rate.
- If you are not going to faithfully pay off your balance at the end of each month take note of the ongoing interest APR you will be required to pay.
- What are the annual fees?
These details can be found by going to the "terms and conditions" section of the online rewards credit card application of your choice. CreditCreator.com offers the best rewards credit cards in all rewards categories. Please go to the rewards category that best suits your needs.
Airline Air Miles Rewards Credit Cards
Cash Back Rewards Credit Cards
Rewards Points Credit Cards
Best Hotel/Travel Rewards Credit Cards
Best Home Improvement Credit Cards
Name Brand Retail Rewards Credit Cards
Automobile Rewards Credit Cards
Best Gas Rewards Credit Cards
Financial Rewards Credit Cards
Sports Rewards Credit Cards
Charity Rewards Credit Cards


| Discover® Motiva Card |
- Earn Cashback Bonus for your good credit management
- 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index Report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rate, fees, rewards, limitations and other important information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Introductory APR* |
Free
| 10.99% - 20.99% (V)* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
*
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
|


| IberiaBank Visa® Gold Cash Back Rewards Card |
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| 9.25, 12.25%, or 15.25%* | $0 |
Good
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
 |
|
*
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |


| Escape by Discover® Card |
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 6 Months* | n/app | 10.99% - 16.99% (V)* | $60 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
*
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website. |


| IberiaBank Visa® Platinum Rewards Card |
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| 9.25%, 12.25%, or 15.25%* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
 |
|
*
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |


| Miles by Discover® Card |
- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 6 Months* |
Free
| 10.99% - 16.99% (V)* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
*
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website. |


| Discover® More Card |
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR* |
Free
| 10.99% - 20.99% (V)* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
*
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website. |


| Discover® Open Road Card - $150 Restaurant.com Gift Certificate |
- Receive a $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR on Purchases and Balance Transfers |
Free
| 10.99% - 20.99% (V)* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
*
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website. |


| Blue Cash Everyday(SM) Card from American Express |
- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
- No annual fee, flexibility to pay over time
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases for 12 months |
Free
| 17.24%-22.24% Variable | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
None
|
|
|


| Chase Sapphire℠ |
- Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
- 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
- 24/7 direct access to expert service advisors (No voice recording)
- No annual fee!
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 15.24% Variable | $0 |
Average
| Balance Transfers:
YES
| Issuer: Chase | Rating:
None
|
|
|


| Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR |
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 12 months on balance transfers, 6 months on purchases |
Free
| As low as 11.99% Variable | $0 |
Average
| Balance Transfers:
YES
| Issuer: Chase | Rating:
None
|
|
|


| Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR |
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 12 months on balance transfers, 6 months on purchases |
Free
| As low as 11.99% Variable | $0 |
Average
| Balance Transfers:
YES
| Issuer: Chase | Rating:
None
|
|
|


| Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR |
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 12 months on balance transfers, 6 months on purchases |
Free
| As low as 11.99% Variable | $0 |
Average
| Balance Transfers:
YES
| Issuer: Chase | Rating:
None
|
|
|


| Chase Sapphire℠ Preferred Card |
- Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
- Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
- No foreign transaction fees
- Earn a 7% annual points dividend - even on points already redeemed
- Transfer points you've earned to participating frequent traveler programs at a 1:1 value
- 24/7 direct access to expert service advisors (No voice recording)
- No Annual Fee for your first year - A $95 value
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 15.24% Variable | $95 |
N/A
| Balance Transfers:
YES
| Issuer: Chase | Rating:
None
|
|
|


| Chase Freedom® MasterCard - $200 Bonus Cash Back |
- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No introductory rate available. |
Free
| 15.99% - 22.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Chase | Rating:
None
|
|
|


| Chase Sapphire℠ |
- Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
- 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
- 24/7 direct access to expert service advisors (No voice recording)
- No annual fee!
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 15.24% Variable | $0 |
Average
| Balance Transfers:
YES
| Issuer: Chase | Rating:
None
|
|
|


| Chase Freedom® Visa - $200 Bonus Cash Back |
- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 15.99% - 22.99% Variable | $0 |
Average
| Balance Transfers:
YES
| Issuer: Chase | Rating:
None
|
|
|


| Marriott Rewards® Credit Card |
- Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
- No Annual fee for your first year - that's a $45 value*
- Earn 3 points for every $1 spent at Marriott® locations
- Earn 1 point for every $1 spent on other purchases
- Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
- Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 14.24% | $45 |
Average
| Balance Transfers:
YES
| Issuer: Chase | Rating:
None
|
|
|


| Marriott Rewards® Premier Credit Card |
- Earn 50,000 Bonus Points after your first use
- Receive 1 free night stay upon account approval and each year upon account anniversary
- Earn 5 points for every $1 spent at Marriott® locations
- Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
- Earn 1 point for every $1 spent on other purchases
- No foreign transaction fees
- Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
- Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 15.24% | $85 |
Average
| Balance Transfers:
YES
| Issuer: Chase | Rating:
None
|
|
|


| Discover® More Card - $0 Balance Transfer Fee! |
- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% intro APR on purchases and balance transfers for 12 months |
Free
| 10.99% - 19.99% (V)* | $0 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
None
|
|
|


| Discover® More Card - 18 Month Promotional Balance Transfer |
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR |
Free
| 10.99% - 20.99% (V)* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
None
|
|
*
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
|