Apply for Prepaid Credit Cards Online
Prepaid Credit Cards
A prepaid credit card is similar to a debit card but is not connected to a bank account. The card holder deposits an amount on to the card and can then make purchases on the credit card up to the amount deposited. A prepaid credit card deal has the advantage of not requiring a credit check and in some cases offers instant approval, rewards programs as well as credit builder programs.
What to look for in a prepaid credit card deal?
- Look to see if there are application fees, monthly fees, over-the-limit fees or cash withdrawal fees.
- How easy is it to reload the prepaid credit card with cash?
- Is there a cash limit on the card?
- Do you have to pay extra for paper statements each month?
- Is there a rewards program also offered with the prepaid credit card?
- How are unauthorized charges handled?
These details can be found by going to the "terms and conditions" section of the online prepaid credit card application of your choice. CreditCreator.com offers a wide selection of prepaid credit card deals, each with its own unique features and benefits.
| Current by Discover - Teen Prepaid Debit Card |
- Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
- Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
- Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
- $0 Fraud Liability Guarantee
- Withdraw Cash at ATMs
- Get Exclusive Discounts at Teen's Favorite Merchants
- Free E-Mail and Text Message Activity Alerts
- No Minimum Balances, Loading Fees or Credit Check
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $0 | No APR | $50 |
Average
| Balance Transfers:
N/A
| Issuer: Discover | Rating:
 |
|
| ARC Travel MasterCard® |
- NO MONTHLY OR ANNUAL FEES
- 100% Guaranteed Approval - No Credit Check
- Multiple Load Options Including PayPal
- FREE Mobile and E-mail Balance and Activity Alerts
- FREE TRAVEL BENEFITS: Lost Luggage, Emergency Card Replacement, Medical Assistance, and More!
- PAYPASS TAP N’ GO Technology
- Multiple Cards Available - Get Cards for Up to 4 People Per Account
- Reloadable, Up to $9,500 Balance
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $0 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: Security Savings Bank | Rating:
|
|
| Prepaid Visa® RushCard™ |
- Free Credit Builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free Direct Deposit of Tax Refunds, Anticipation Loans, and Paychecks
- Free 24x7 Customer Service
- Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
- Simple and Reasonable - No Monthly, Annual, or Hidden Fees
- Everyone is Eligible No Credit Check or Employment Verification
- Helps Control Debt - You Can't Overspend!
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $19.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: Manufacturers and Traders Trust Company | Rating:
 |
|
| Baby Phat Prepaid Visa® RushCard™ |
- Free Credit Builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free Direct Deposit of Tax Refunds, Anticipation Loans, and Paychecks
- Free 24x7 Customer Service
- Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
- Simple and Reasonable - No Monthly, Annual, or Hidden Fees
- Everyone is Eligible No Credit Check or Employment Verification
- Helps Control Debt - You Can't Overspend!
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $19.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: Manufacturers and Traders Trust Company | Rating:
|
|
| Wired Plastic™ Prepaid Visa® Card |
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $9.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: The Bancorp Bank | Rating:
|
|
| Eufora Prepaid MasterCard® with Credit Builder - Elite Level |
- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit
- FREE Point of Sale Transactions
- FREE 24/7 Online Access
- FREE Live Customer Support
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Safer than Cash
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $10 | No APR | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: The Bancorp Bank | Rating:
|
|
| Eufora Prepaid MasterCard® with Credit Builder |
- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit
- FREE Point of Sale Transactions
- FREE 24/7 Online Access
- FREE Live Customer Support
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Safer than Cash
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $0 | No APR | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: The Bancorp Bank | Rating:
|
|
| BuyRIGHT Pre-Paid MasterCard® |
- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $29.95 | No APR | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: MetaBank | Rating:
 |
|
| AccountNow® Prepaid Visa® |
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $9.95** | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: MetaBank | Rating:
|
|
| READYdebit® Card |
- Visa® Debit Card Accepted Worldwide
- Access to a Million ATMs Around the World
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- 24x7 Customer Support Online and Phone
- FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $9.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: MetaBank | Rating:
|
|
| Vision Silver(SM) Prepaid MasterCard® |
- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $9.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: MetaBank | Rating:
|
|
| AccountNow® Prepaid MasterCard® |
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $9.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: MetaBank | Rating:
|
|
| Vision Premier(SM) Prepaid Visa® Card |
- $0 ACTIVATION with Direct Deposit*
- $0 WEEKLY FEE with Direct Deposit*
- Guaranteed Approval / No Credit Check
- FREE Direct Deposit; No More Check Cashing Fees
- FREE Email/SMS Alerts; Instantly Know Your Balance
- FREE Unlimited Purchase Transactions
- FREE Online Checking
- Popular Load Locations: Western Union, MoneyGram, ACE, & More
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | Up to $29.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: The Bancorp Bank | Rating:
 |
|
| Millennium Advantage Pre-Paid MasterCard® |
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Credit Check or Income Verification Required
- No Chexsystem Check
- No Minimal Balance Required!
- Phone and On-line Account Access
- Shop and Pay Bills On-line!
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $99 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: New Millennium Bank | Rating:
 |
|
