Apply for Credit Cards with Rewards Points Online
Credit Cards with Rewards Points
A credit card with rewards points is a credit card offering a rewards structure based on a points system. This allows flexibility for choosing which type of rewards you would like to redeem: free flights, cash back or various types of free merchandise. At one time you may like to redeem a free airline flight and at another time free merchandise.
What to look for in a credit card offering rewards points?
- How are the rewards points accumulated?
- Is it easy to redeem your credit card rewards points?
- Are there deadlines for how long points can be redeemed?
- What are the annual fees involved?
- If you do not plan to pay down the monthly balance, what is the ongoing APR interest rate?
These details can be found in the "terms and conditions" section of the online rewards points credit card application of your choice. CreditCreator.com offers a large selection of credit cards with rewards points.
| Platinum Card® from American Express |
- Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels and Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
- The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| No APR | $450 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: American Express | Rating:
 |
|
| American Express® Preferred Rewards Gold Card |
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| No APR | $125 |
Good
| Balance Transfers:
N/A
| Issuer: American Express | Rating:
|
|
| IberiaBank Visa® Platinum Rewards Card |
- Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
- Turn Your Points Into Hotel, Gift, or Experience Rewards
- Travel Accident Coverage Up to $1,000,000
- No Annual Membership Fee
- Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- 25 Day Grace Period
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| As low as 9.75%* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
|
|
| Ultra VX Visa® Card |
- Credit-On Demand™: Up to $25,000 Credit Line - Patent Pending
- Instant Approval: No Credit Check, No Minimum Income, or Bank Account Required
- Credit Reporting: Reports to Major Credit Bureaus
- Clear Rewards™ American Airlines, Southwest, jetBlue, Marriot, and MoreĀ
No Restrictions!
- Powerful Account Features: Direct Deposit, Bill Pay, Free Alerts, Add Cash Instantly at 100,000 Retail Locations Nationwide
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $29.95 | 14.9% | $0 |
Average
| Balance Transfers:
N/A
| Issuer: New Millennium Bank | Rating:
|
|
| Wired Plastic™ Prepaid Visa® Card |
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $9.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: The Bancorp Bank | Rating:
|
|
| American DreamCard™ Platinum MasterCard® |
- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 14.99% or 21.99% V | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: HSBC Bank Nevada, N.A. | Rating:
 |
|
| BuyRIGHT Pre-Paid MasterCard® |
- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $29.95 | No APR | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: MetaBank | Rating:
|
|
| Starwood Preferred Guest® Credit Card from American Express |
- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 2.9% APR for 6 Months |
Free
| 15.24% | $45 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: American Express | Rating:
 |
|
| Vision Premier(SM) Prepaid Visa® Card |
- $0 ACTIVATION with Direct Deposit*
- $0 WEEKLY FEE with Direct Deposit*
- Guaranteed Approval / No Credit Check
- FREE Direct Deposit; No More Check Cashing Fees
- FREE Email/SMS Alerts; Instantly Know Your Balance
- FREE Unlimited Purchase Transactions
- FREE Online Checking
- Popular Load Locations: Western Union, MoneyGram, ACE, & More
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | Up to $29.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: The Bancorp Bank | Rating:
|
|
