Apply for Credit Cards with Rewards Points Online
Credit Cards with Rewards Points
A credit card with rewards points is a credit card offering a rewards structure based on a points system. This allows flexibility for choosing which type of rewards you would like to redeem: free flights, cash back or various types of free merchandise. At one time you may like to redeem a free airline flight and at another time free merchandise.
What to look for in a credit card offering rewards points?
- How are the rewards points accumulated?
- Is it easy to redeem your credit card rewards points?
- Are there deadlines for how long points can be redeemed?
- What are the annual fees involved?
- If you do not plan to pay down the monthly balance, what is the ongoing APR interest rate?
These details can be found in the "terms and conditions" section of the online rewards points credit card application of your choice. CreditCreator.com offers a large selection of credit cards with rewards points.
| IberiaBank Visa® Platinum Rewards Card |
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| 9.25%, 12.25%, or 15.25%* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
None
|
|
| BuyRIGHT Pre-Paid MasterCard® |
- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $29.95 |
| $0 |
Average
| Balance Transfers:
N/A
| Issuer: MetaBank | Rating:
None
|
|
| Vision Premier® Prepaid Visa® Card |
- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Unlimited Purchases - Signature and PIN
- Free Customer Service
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Free Text and Email Alerts and Online Access to Track Spending
- Safer than Cash If Lost of Stolen
- Accepted Everywhere Visa Debit Cards are Accepted
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | Up to $29.95 |
| $0 |
Average
| Balance Transfers:
N/A
| Issuer: The Bancorp Bank | Rating:
None
|
|
| Wired Plastic™ Prepaid Visa® Card |
- Accepted Everywhere VISA is Accepted
- No Credit Check, Income Requirements or Bank Account Required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to Your Mobile or Email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for Every $1 Spent
- No Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate Check Cashing Fees
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $9.95 |
| $0 |
Average
| Balance Transfers:
N/A
| Issuer: The Bancorp Bank | Rating:
None
|
|
