Apply for Credit Cards with Rewards Points Online
Credit Cards with Rewards Points
A credit card with rewards points is a credit card offering a rewards structure based on a points system. This allows flexibility for choosing which type of rewards you would like to redeem: free flights, cash back or various types of free merchandise. At one time you may like to redeem a free airline flight and at another time free merchandise.
What to look for in a credit card offering rewards points?
- How are the rewards points accumulated?
- Is it easy to redeem your credit card rewards points?
- Are there deadlines for how long points can be redeemed?
- What are the annual fees involved?
- If you do not plan to pay down the monthly balance, what is the ongoing APR interest rate?
These details can be found in the "terms and conditions" section of the online rewards points credit card application of your choice. CreditCreator.com offers a large selection of credit cards with rewards points.
| Blue from American Express® |
- 0% APR on Purchases for Up to 12 Months
- No Annual Fee
- Low Balance Transfer APR 2.99% for 12 Months
- Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
- Membership Rewards Express® Program
- Express Approval. Get a Decision in Less Than 60 Seconds.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for Up to 12 Months |
Free
| As low as 10.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
 |
|
| Capital One® No Hassle Points(SM) Rewards - Excellent Credit |
- Earn 2 Points Per Dollar Spent at Gas Stations, Major Grocery and Drug Stores
- 1 Point for Every Dollar Spent on Other Purchases
- Save With a 0% Intro APR on Purchases Until January 2010
- There is No Limit to the Points You Can Earn and Your Points Won't Expire
- No Annual Fee
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases Until January 2010 |
Free
| 9.90% | $0 |
Excellent
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
| Platinum Card® from American Express |
- Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3 Months - Redeemable for One Domestic Round-Trip Airline Ticket!
- No Pre-Set Spending Limit
- 24-hour Access to Concierge Service for the Finest Experiences in Dining, Entertainment, and Luxury
- Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort, and Luxury Hotels Around the World
- By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime Events
- Complimentary Airport Club Access
- The Membership Rewards First® Program - Enjoy Exclusive Access to Rewards and Experiences Featuring Luxury Retail, Lifestyle, and World-Class Travel
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| No APR | $450 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: American Express | Rating:
 |
|
| Preferred Rewards Gold Card |
- Earn 10,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $100 Gift
- No Pre-Set Spending Limit
- No Annual Fee for the First Year - $125 Thereafter
- The Membership Rewards® Program Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Redeem for Your Choice of Travel, Shopping, and Entertainment Rewards
- Gold Card Events Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
- Express Approval. Get a Decision in Less than 60 Seconds
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| No APR | $125 |
Good
| Balance Transfers:
N/A
| Issuer: American Express | Rating:
|
|
| Blue Sky from American Express® |
- 0% Intro APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 2.99% for 12 Months
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for Up to 12 Months |
Free
| As low as 11.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
|
|
| Wired Plastic™ Prepaid Visa® Card |
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $9.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: BANKFIRST | Rating:
|
|
| IberiaBank Visa® Platinum Rewards Card |
- Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
- Turn Your Points Into Hotel, Gift, or Experiential Rewards
- Travel Accident Coverage Up to $1,000,000
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 6 Months |
Free
| As low as 8.00%* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
|
|
| Capital One® Orbitz® Visa® Signature |
- Earn Rewards Fast with The Orbitz Visa® Card Powered By Capital One®
- There's No Limit to the Points You Can Earn and Your Points Won't Expire
- Earn More Than Other Travel Cards With 3 Times the Rewards on Eligible Orbitz.com Bookings
- Earn Points for Everyday Purchases
- Redeem for Travel, Cash Back, and Gift Cards
- *See Capital One® Important Disclosure for More Information.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 13.90% | $0 |
Excellent
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
 |
|
| American DreamCard™ Platinum MasterCard® |
- American DreamCard™ - The First and Only "POOLED REWARDS™" Credit Card
- You Don't Need to be a Big Spender to Win Big with This Credit Card
- The American DreamCard&8482; is the Credit Card Program that Can Make People Rich!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Every $1 in Net Retail Purchases = 1 Entry to Win (Up to 1,000 Entries Per Purchase)
- No Annual Fee*
- Get 1,000 Entries Just for Applying!
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 14.99% | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: HSBC Bank Nevada, N.A. | Rating:
|
|
| BuyRIGHT Pre-Paid MasterCard® |
- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | $29.95 | No APR | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: MetaBank | Rating:
|
|
| Advanta Net-90 Platinum BusinessCard |
- 0% Interest for 3 Months on Every Purchase (This is a Rolling Offer, Good With Every Purchase So Long as Your Account is Open and in Good Standing)
- Unlimited Business Rewards Program With Cash, Travel, Merchandise, and More*
- Earn 1 Point For Every Dollar in Purchases With No Cap
- Personalized Card - Unique to Your Business
- All With No Annual Fee
- *See Terms and Conditions For Important Information, Benefits, and Limitations
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 15.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Advanta | Rating:
 |
|
| Advanta Business World MasterCard® |
- An Exceptionally Rewarding Business Card
- Get 50% Bonus Points Every Year, When You Make All Payments On Time
- Earn Points Faster - With No Earnings Cap and No Air Travel Seat Restrictions
- Thousands of Merchandise, Gift Card, and Travel Options
- No Pre-Set Spending Limit*
- All With No Annual Fee
- *See Terms and Conditions For Important Information, Benefits, and Limitations
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 16.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Advanta | Rating:
|
|
| Starwood Preferred Guest® Credit Card from American Express |
- Earn Up to 25,000 Starpoints® Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
- Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
- No Annual Fee for the First Year and $45 Thereafter
- Transfer Starpoints® Almost Always on a 1:1 Basis to the Frequent Flyer Programs of Over 30 Major Airlines
- Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
- Express Approval. Get a Decision in Less Than 60 Seconds
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 2.9% APR for 6 Months |
Free
| 13.99% | $45 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: American Express | Rating:
|
|
| Capital One® No Hassle Points(SM) Rewards |
- 5 Points Per Dollar Spent at Gas Stations, Major Grocery and Drug Stores
- 1 Point For Every Dollar Spent On Other Purchases
- There Is No Limit to the Points You Can Earn and Your Points Won't Expire for the Life of Your Account
- Buy What You've Been Dreaming of and Pay No Interest Until June 2009
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases until June 2009 |
Free
| 16.90% | $29 |
Average
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
| Capital One® Orbitz® Visa® Platinum - Good Credit |
- Earn Rewards Fast wtih The Orbitz Visa® Card Powered By Capital One®
- There's No Limit to the Points You Can Earn and Your Points Won't Expire
- Earn More Than Other Travel Cards with 3 Times the Rewards on Eligible Orbitz.com Bookings
- Redeem for Travel, Cash Back, and Gift Cards
- *See Capital One® Important Disclosure for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 16.90% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
| Capital One® Orbitz® Visa® Platinum |
- Earn Rewards Fast With The Orbitz Visa® Card Powered By Capital One®
- There's No Limit to the Points You Can Earn and Your Points Won't Expire
- Earn More Than Other Travel Cards with 3 Times the Rewards on Eligible Orbitz.com Bookings
- Redeem for Travel, Cash Back, and Gift Cards
- *See Capital One® Important Disclosure for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR on Purchases Until June 2009 |
Free
| 22.90% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
|
|
| Vision Premier(SM) Prepaid Visa® Card |
- $0 ACTIVATION with Direct Deposit*
- $0 WEEKLY FEE with Direct Deposit*
- Guaranteed Approval / No Credit Check
- FREE Direct Deposit; No More Check Cashing Fees
- FREE Email/SMS Alerts; Instantly Know Your Balance
- FREE Unlimited Purchase Transactions
- FREE Online Checking
- Popular Load Locations: Western Union, MoneyGram, ACE, & More
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available | Up to $29.95 | No APR | $0 |
Average
| Balance Transfers:
N/A
| Issuer: The Bancorp Bank | Rating:
|
|
