Apply for Cash Back Credit Cards Online
Cash Back Credit Cards
A Cash Back Credit Card offers a cash rebate or reward every time you make a purchase with your credit card. The percentage of rebate may vary according to the types of purchases you make. Some cash back credit cards will offer a 5% rebate on purchases made at select retailers such as supermarkets, drugstores, clothing stores, home improvement and gas stations. Some will offer a flat 1% cash back reward on all purchases.
What is the best Cash Back Rewards Credit Card for you?
It will be helpful to go to the "terms and conditions" on the online credit card application of your choice and look for the following details:
- Is there a limit on the maximum cash rewards earnings you can accumulate in a year?
- Do the cash back rewards expire after a certain amount of time?
- Which purchases offer you a 5% rebate and which purchases offer an ongoing 1%?
- Is there a minimum usage requirement in order to activate the cash back rewards?
- Does the reward percentage increase with increased usage?
- If you don't plan to faithfully pay the balance on your cash back credit card then take note of the interest APR you will be paying each month.
- Are there annual fees involved?
A Cash Back Rewards Credit Card is one of the best credit card offers available. If you choose a card that rewards the types of purchases you make most often, then you can reap significant amounts of money each year by using a cash back credit card.
| Discover® Motiva(SM) Card |
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Free Payment by Phone or Online Even on Your Payment Due Date
- Choose a Payment Due Date That Meets Your Needs
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 3.99% Intro APR* |
Free
| as low as 10.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
| IberiaBank Visa® Gold Cash Back Rewards Card |
- Earn 1% in Cash Back Credit on All Qualifying Purchases
- No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
- Travel Accident Coverage Up to $500,000
- No Annual Membership Fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 6 Months |
Free
| As low as 9.75%* | $0 |
Good
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
|
|
| Discover® More(SM) Card |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| As low as 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
| Discover® More(SM) Card - Wildlife Collection |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| as low as 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card - Clear |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| as low as 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card- American Flag |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| as low as 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card - Sealife Collection |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| as low as 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Discover® More(SM) Card - Monogram |
- Earn More Cash in More Ways Than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards With More than 80 Cashback Bonus® Partners*
- 0% Intro APR*
- Choose Your Personalized Design
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| as low as 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| Biodegradable Discover® More Card |
- Help Protect the Planet with the New Biodegradable Discover Card
- Card Plastic Breaks Down 99% Within Five Years in Landfill Conditions
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| as low as 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
|
|
| American DreamCard™ Platinum MasterCard® |
- American DreamCard™ - The First and Only "POOLED REWARDS™" Credit Card
- You Don't Need to be a Big Spender to Win Big with This Credit Card
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Every $1 in Net Retail Purchases = 1 Entry to Win (Up to 1,000 Entries Per Purchase)
- Get 1,000 Entries Just for Applying!
- *Dependent upon each individual's credit worthiness, an annual fee of $0, $39, or $59 may apply
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | No Introductory Rate Available |
Free
| 14.99% or 21.99% V** | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: HSBC Bank Nevada, N.A. | Rating:
|
|
| TrueEarnings® Card from Costco and American Express |
- Earn Cash Back On Gas and a $25 Statement Credit With Your First Purchase Made With the Card!
- Earn Cash Back - 3% for Annual Gasoline Purchases of Up To $3000 (1% Thereafter), 3% for Restaurants, 2% for Travel, 1% Everywhere Else
- No Annual Fee With Your Paid Costco Membership
- The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
- No Limit on the Cash Back Earned
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 3 Months |
Free
| 13.24% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
 |
|
