Apply for Cash Back Credit Cards Online
Cash Back Credit Cards
A Cash Back Credit Card offers a cash rebate or reward every time you make a purchase with your credit card. The percentage of rebate may vary according to the types of purchases you make. Some cash back credit cards will offer a 5% rebate on purchases made at select retailers such as supermarkets, drugstores, clothing stores, home improvement and gas stations. Some will offer a flat 1% cash back reward on all purchases.
What is the best Cash Back Rewards Credit Card for you?
It will be helpful to go to the "terms and conditions" on the online credit card application of your choice and look for the following details:
- Is there a limit on the maximum cash rewards earnings you can accumulate in a year?
- Do the cash back rewards expire after a certain amount of time?
- Which purchases offer you a 5% rebate and which purchases offer an ongoing 1%?
- Is there a minimum usage requirement in order to activate the cash back rewards?
- Does the reward percentage increase with increased usage?
- If you don't plan to faithfully pay the balance on your cash back credit card then take note of the interest APR you will be paying each month.
- Are there annual fees involved?
A Cash Back Rewards Credit Card is one of the best credit card offers available. If you choose a card that rewards the types of purchases you make most often, then you can reap significant amounts of money each year by using a cash back credit card.
| Discover® Motiva Card |
- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months , then the Regular APR
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 3.99% APR* |
Free
| 11.99% - 20.99% (Variable)* | $0 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
None
|
|
| IberiaBank Visa® Gold Cash Back Rewards Card |
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| 9.25, 12.25%, or 15.25%* | $0 |
Good
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
None
|
|
| Discover® More Card - $75 Cashback Bonus |
- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR |
Free
| 11.99% - 20.99% (V)* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
None
|
|
| Discover® More Card - Black |
- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 9 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR |
Free
| 11.99% - 20.99% (V)* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
None
|
|
| Discover® More Card |
- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR* |
Free
| 11.99% - 20.99% (V)* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
None
|
|
