Apply for Cash Back Credit Cards Online
Cash Back Credit Cards
A Cash Back Credit Card offers a cash rebate or reward every time you make a purchase with your credit card. The percentage of rebate may vary according to the types of purchases you make. Some cash back credit cards will offer a 5% rebate on purchases made at select retailers such as supermarkets, drugstores, clothing stores, home improvement and gas stations. Some will offer a flat 1% cash back reward on all purchases.
What is the best Cash Back Rewards Credit Card for you?
It will be helpful to go to the "terms and conditions" on the online credit card application of your choice and look for the following details:
- Is there a limit on the maximum cash rewards earnings you can accumulate in a year?
- Do the cash back rewards expire after a certain amount of time?
- Which purchases offer you a 5% rebate and which purchases offer an ongoing 1%?
- Is there a minimum usage requirement in order to activate the cash back rewards?
- Does the reward percentage increase with increased usage?
- If you don't plan to faithfully pay the balance on your cash back credit card then take note of the interest APR you will be paying each month.
- Are there annual fees involved?
A Cash Back Rewards Credit Card is one of the best credit card offers available. If you choose a card that rewards the types of purchases you make most often, then you can reap significant amounts of money each year by using a cash back credit card.


| Blue Cash® from American Express |
- Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
- No Annual Fee
- 0% APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 2.99% for 12 Months
- Express Approval. Get a Decision in Less Than 60 Seconds.
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for Up to 12 Months |
Free
| As low as 11.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
 |
|


| Discover® Motiva(SM) Card |
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Free Payment by Phone or Online Even on Your Payment Due Date
- Choose a Payment Due Date That Meets Your Needs
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 3.99% Intro APR* |
Free
| 10.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|


| IberiaBank Visa® Gold Cash Back Rewards Card |
- Earn 1% in Cash Back Credit on All Qualifying Purchases
- No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
- Travel Accident Coverage Up to $500,000
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 6 Months |
Free
| As low as 8.00%* | $0 |
Good
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
 |
|


| Capital One® No Hassle Cash(SM) Rewards - Good Credit |
- Get 2% Cash Back on Purchases at Gas Stations and Major Grocery Stores and 1% Cash Back on All Other Purchases
- There's No Limit to the Cash Back You Can Earn and Your Cash Rewards Won't Expire
- Save with a 0% Intro APR on Purchases Until January 2010
- You Can Ask For Your Cash Back Whenever You Want or Set Up Automatic Redemptions So You Won't Have to Ask
- No Annual Fee
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases Until January 2010 |
Free
| 13.90% | $0 |
Good
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
 |
|


| Discover® More(SM) Card |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|


| Discover® More(SM) Card - Wildlife Collection |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|


| Discover® More(SM) Card - Clear |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|


| Discover® More(SM) Card- American Flag |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|


| Discover® More(SM) Card - Sealife Collection |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|


| Discover® More(SM) Card - Monogram |
- Earn More Cash in More Ways Than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards With More than 80 Cashback Bonus® Partners*
- 0% Intro APR*
- Choose Your Personalized Design
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Intro APR* |
Free
| 10.99% | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|


| TrueEarnings® Card from Costco and American Express |
- Earn Cash Back On Gas and a $25 Statement Credit With Your First Purchase Made With the Card!
- Earn Cash Back Virtually Everywhere You Go - 3% for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else, Including Costco
- No Annual Fee With Your Paid Costco Membership
- The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
- No Limit on the Cash Back Earned
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for 3 Months |
Free
| 13.99% | $0 |
Average
| Balance Transfers:
YES
| Issuer: American Express | Rating:
 |
|


| Capital One® No Hassle Cash(SM) Rewards |
- Get a 25% Annual Bonus on the Cash You Earn During the Year
- 1% Cash Back on Every Purchase
- Buy What You've Been Dreaming of and Pay No Interest Until June 2009
- There's No Limit to the Cash Back You Earn and Your Rewards Won't Expire
- Redeem Cash Whenever You Want
- *See Capital One® Important Disclosures for More Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% on Purchases until June 2009 |
Free
| 16.90% | $29 |
Average
| Balance Transfers:
YES
| Issuer: Capital One | Rating:
 |
|