Apply for Cash Back Credit Cards Online

Cash Back Credit Cards

A Cash Back Credit Card offers a cash rebate or reward every time you make a purchase with your credit card. The percentage of rebate may vary according to the types of purchases you make. Some cash back credit cards will offer a 5% rebate on purchases made at select retailers such as supermarkets, drugstores, clothing stores, home improvement and gas stations. Some will offer a flat 1% cash back reward on all purchases.

What is the best Cash Back Rewards Credit Card for you?

It will be helpful to go to the "terms and conditions" on the online credit card application of your choice and look for the following details:

Is there a limit on the maximum cash rewards earnings you can accumulate in a year?
Do the cash back rewards expire after a certain amount of time?
Which purchases offer you a 5% rebate and which purchases offer an ongoing 1%?
Is there a minimum usage requirement in order to activate the cash back rewards?
Does the reward percentage increase with increased usage?
If you don't plan to faithfully pay the balance on your cash back credit card then take note of the interest APR you will be paying each month.
Are there annual fees involved?

A Cash Back Rewards Credit Card is one of the best credit card offers available. If you choose a card that rewards the types of purchases you make most often, then you can reap significant amounts of money each year by using a cash back credit card.

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Discover® Motiva Card

Earn Cashback Bonus for your good credit management
0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index Report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rate, fees, rewards, limitations and other important information

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
0% Introductory APR*	Free	10.99% - 20.99% (V)*	$0	Good to Excellent
Balance Transfers: YES	Issuer: Discover		Rating:

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.

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IberiaBank Visa® Gold Cash Back Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
1.99% APR for 6 Months	Free	9.25, 12.25%, or 15.25%*	$0	Good
Balance Transfers: YES	Issuer: IberiaBank		Rating:

* *This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

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Discover® More Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
0% APR*	Free	10.99% - 20.99% (V)*	$0	Good to Excellent
Balance Transfers: YES	Issuer: Discover		Rating:

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Blue Cash Everyday(SM) Card from American Express

Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
0% on Purchases for 12 months	Free	17.24%-22.24% Variable	$0	Average
Balance Transfers: YES	Issuer: American Express		Rating: None

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Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
12 months on balance transfers, 6 months on purchases	Free	As low as 11.99% Variable	$0	Average
Balance Transfers: YES	Issuer: Chase		Rating: None

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Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
12 months on balance transfers, 6 months on purchases	Free	As low as 11.99% Variable	$0	Average
Balance Transfers: YES	Issuer: Chase		Rating: None

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Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
12 months on balance transfers, 6 months on purchases	Free	As low as 11.99% Variable	$0	Average
Balance Transfers: YES	Issuer: Chase		Rating: None

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Chase Freedom® MasterCard - $200 Bonus Cash Back

Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
No introductory rate available.	Free	15.99% - 22.99%	$0	Average
Balance Transfers: YES	Issuer: Chase		Rating: None

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Chase Freedom® Visa - $200 Bonus Cash Back

Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
No Introductory Rate Available	Free	15.99% - 22.99% Variable	$0	Average
Balance Transfers: YES	Issuer: Chase		Rating: None

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Discover® More Card - $0 Balance Transfer Fee!

Limited Time Offer - $0 Balance Transfer Fee!*
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
0% intro APR on purchases and balance transfers for 12 months	Free	10.99% - 19.99% (V)*	$0	Average
Balance Transfers: YES	Issuer: Discover		Rating: None

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Discover® More Card - 18 Month Promotional Balance Transfer

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
0% Intro APR	Free	10.99% - 20.99% (V)*	$0	Good to Excellent
Balance Transfers: YES	Issuer: Discover		Rating: None

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.