Posts under "Credit Advice"

Sequence of Debt Payments

Posted in Credit Advice on January 10th, 2010

In what sequence should credit card debt be paid off?
Obviously you should pay off your high interest loans first. If the higher interest loans are all on one credit card that is ideal. Focus on paying that credit card off. Next, pay off your lower interest rate credit card debt. In this way you [...]

Credit in the Naughties

Posted in Credit Advice on December 27th, 2009

Over the last decade, the economy, credit, and personal finance have been at the forefront. Unfortunately, this increased focus was due to the multitude of problems that have arisen in these fields.  2010 marks the end of an era termed “the naughties” and the beginning of a new decade.  The boom and bust of the [...]

USA Personal Debt Statistics

Posted in Credit Advice on October 22nd, 2009

More and more Americans are attempting to reign in their debt levels. This is what a recession will do. The fact of the matter is simple: tough economic times show many people just how important their money is. So instead of continuing to spend, they began to pay off debt. In 2007, personal debt increased [...]

Five Ways to Keep Debt Collectors Away

Posted in Credit Advice on September 19th, 2009

Are debt collectors all over you? Are you finding it hard to repeatedly listen to them calling and asking for money? If you are in this position you know how difficult it can be. Fortunately, there are ways to keep debt collectors away.
Here are five ways to keep debt collectors from calling or contacting you [...]

How to Use Prepaid Credit Cards

Posted in Credit Advice on August 25th, 2009

A prepaid credit card is not the same as a more traditional credit card. There are details that you need to be aware of such as how to setup, what a prepaid card can be used for, how to use it, and much more. Just like anything else to do with your finances, it is [...]

The Advantages of Using a Student Credit Card

Posted in Credit Advice on July 30th, 2009

Student Credit Card Advantages
Have you ever wondered about the benefits of carrying a student credit card? There are many reasons why students should consider applying for a credit card. If used correctly it can be a great advantage.
Here are several of the major reasons:

Everyone has to start building credit at some point in their life. [...]

How Subscribing to Personal Finance Blogs Can Help You Save

Posted in Credit Advice on May 30th, 2009

Personal finance blogs are popping up day after day. More people than ever before are interested in sharing advice with others and in the process helping one another to face the challenges of living in our current depressed financial circumstances. As a consumer, no matter your situation, you should consider occasionally reading a few personal [...]

Credit Card Offers for Students and Teens

Posted in Credit Advice on May 19th, 2009

Are you searching for a student credit card? This can be the case if you are a college student or the parent of a child in this age group. Either way, you need to know that there are many credit card offers for students and teens. Here is some important information about some options. Look [...]

How can a Business Credit Card help your Business?

Posted in Credit Advice on April 29th, 2009

If you are like most business owners your career is one of the most important things in your life. For this reason, you want to do whatever you can to make sure you succeed as much as possible. One way you can do this is to take advantage of the benefits of a business credit [...]

How to Deal with a Co-borrower on your Credit Card

Posted in Credit Advice on March 31st, 2009

If you are considering adding a co-borrower on your credit card you need to know the pros and cons of doing so. There are definite advantages of adding a co-borrower, but at the same time this is not something that you want to take lightly. If you are not careful, adding a co-borrower on your [...]