Archive for "January, 2009"

How the FICO Credit Scoring System Works

Posted in Credit Advice on January 31st, 2009

Your FICO credit score determines your overall financial options. You should know your score, or at least have some ball park idea of where you rank in the system. If you know your FICO score then you will know if you can expect to receive a low interest credit card or a high credit limit [...]

How to Get a Free Annual Credit Report

Posted in Credit Advice on January 27th, 2009

When was the last time you got a hold of your credit report? How about the last time you even laid eyes on your credit report? Believe it or not, many Americans have never seen their credit report. There are no good excuses. If you have not taken the time to request this information as [...]