Apply for The Best Credit Card Offers Online
The Best Credit Card Offers
The best credit cards offer outstanding deals such as 0% introductory interest rates on both purchases and balance transfers, low ongoing interest rates and any number of great rewards opportunities. Some of the best credit cards offer airline miles rewards, cash back and points for merchandise, hotels, gas, car rentals etc.
What is the best credit card offer for you?
There are several things to consider when looking for the best credit card:
- Your credit status will determine the number of opportunities you can take advantage of, so choose a credit card that corresponds to your credit standing.
- If you plan to carry a balance on your credit card over a long period of time then a 0% APR or a low interest rate credit card would be the best credit card offer for you.
- If you plan to pay off your credit card at the end of each month then go for a credit card with a rewards program that will best suite your needs, such as air miles, cash back, gas or points rewards programs.
- If you are new to the credit card market, or have damaged credit, a secured or prepaid credit card will help you build your credit history.
- If you are new to the credit card market and are a student then a student credit card deal will offer you the best opportunities.
CreditCreator.com offers some of the best credit card deals in the industry in all the major credit card categories, such as the best business credit cards, the best student credit cards, the best prepaid credit card deals, the lowest interest rates etc. Below you will find a selection of the best credit card deals in each credit category.


| SimplyCash® Business Card from American Express OPEN |
- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
- No annual membership fee
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% APR for Up to 12 Months |
Free
| 12.24% – 19.24% Variable | $0 |
Good to Excellent
| Balance Transfers:
N/A
| Issuer: American Express | Rating:
 |
|
*
See website for complete terms and conditions of card usage and application disclosure. |


| Discover® Motiva Card |
- Earn Cashback Bonus for your good credit management
- 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index Report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rate, fees, rewards, limitations and other important information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0% Introductory APR* |
Free
| 10.99% - 20.99% (V)* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: Discover | Rating:
 |
|
*
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
|


| IberiaBank Visa® Gold Cash Back Rewards Card |
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| 9.25, 12.25%, or 15.25%* | $0 |
Good
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
 |
|
*
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |