Apply for The Best Credit Card Offers Online

The Best Credit Card Offers

The best credit cards offer outstanding deals such as 0% introductory interest rates on both purchases and balance transfers, low ongoing interest rates and any number of great rewards opportunities. Some of the best credit cards offer airline miles rewards, cash back and points for merchandise, hotels, gas, car rentals etc.

What is the best credit card offer for you?

There are several things to consider when looking for the best credit card:

Your credit status will determine the number of opportunities you can take advantage of, so choose a credit card that corresponds to your credit standing.
If you plan to carry a balance on your credit card over a long period of time then a 0% APR or a low interest rate credit card would be the best credit card offer for you.
If you plan to pay off your credit card at the end of each month then go for a credit card with a rewards program that will best suite your needs, such as air miles, cash back, gas or points rewards programs.
If you are new to the credit card market, or have damaged credit, a secured or prepaid credit card will help you build your credit history.
If you are new to the credit card market and are a student then a student credit card deal will offer you the best opportunities.

CreditCreator.com offers some of the best credit card deals in the industry in all the major credit card categories, such as the best business credit cards, the best student credit cards, the best prepaid credit card deals, the lowest interest rates etc. Below you will find a selection of the best credit card deals in each credit category.

credit card image

Discover® Motiva Card

Cash rewards for your good credit management
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
3.99% intro APR on purchases for a full 12 months , then the Regular APR

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
3.99% APR*	Free	11.99% - 20.99% (Variable)*	$0	Average
Balance Transfers: YES	Issuer: Discover		Rating: None

credit card image

IberiaBank Visa® Gold Cash Back Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

Introductory Rate	Set-Up Fee	Annual APR	Annual Fee	Credit Needed
1.99% APR for 6 Months	Free	9.25, 12.25%, or 15.25%*	$0	Good
Balance Transfers: YES	Issuer: IberiaBank		Rating: None