Apply for an IberiaBank Visa Card Online
IberiaBank Credit Cards
The Iberia Bank Visa Credit Card is one of the most highly sought after credit cards available. It is issued by Iberia Bank of Louisiana, which offers both a Visa and MasterCard option.
In October 2008, Consumer Reports rated the Iberiabank Visa Classic as one of the four best low interest rate credit cards available. This is because IberiaBank credit cards offer low interest rates on ongoing purchases as well as on balance transfers and cash advances. They were cited in the report as offering no fees on balance transfers and a good rewards program.
Their other credit card programs also offer excellent options. The Iberiabank credit cards are for those with good to excellent credit status. Always read the terms and conditions section of the credit card of your choice available in the online credit card application.
So if you are looking for the best of all worlds: low interest rates, no balance transfer fees and excellent rewards programs then apply online for an Iberiabank Visa or MasterCard now!
| IberiaBank Visa® Gold Cash Back Rewards Card |
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| 9.25, 12.25%, or 15.25%* | $0 |
Good
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
None
|
|
| IberiaBank Visa® Classic Card |
- No Annual Membership Fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online Access to Credit Card Account Information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| 7.25%, 10.25%, 13.25%* | $0 |
Average
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
None
|
|
| IberiaBank Visa® Platinum Rewards Card |
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 1.99% APR for 6 Months |
Free
| 9.25%, 12.25%, or 15.25%* | $0 |
Good to Excellent
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
None
|
|
| IberiaBank Visa® Select Card |
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information
|
Introductory Rate | Set-Up Fee | Annual APR | Annual Fee | Credit Needed | 0.00% or 7.50% for 12 Months on Purchases |
Free
| 7.50% | $45 |
Average
| Balance Transfers:
YES
| Issuer: IberiaBank | Rating:
None
|
|
